Business loans
Unsecured term funding for established businesses. Fixed monthly repayments and no charge over property.
£10k – £500k
Or call 020 3769 9457
UK business funding
Business loans, invoice finance and asset funding arranged across a panel of more than forty lenders. Get an indicative figure in seconds and a real decision in hours.
A guide only, not a loan offer. Your actual rate depends on the lender and your circumstances.
Arranged across a panel of more than forty UK lenders
Every product below has published criteria. If none of them fit, we will tell you that plainly rather than sending you on a tour of lenders who will decline.
Unsecured term funding for established businesses. Fixed monthly repayments and no charge over property.
£10k – £500k
Release the cash tied up in unpaid invoices, usually within 24 hours of raising them.
£25k – £2m
Spread the cost of vehicles, plant and machinery over the working life of the asset instead of paying up front.
£5k – £1m
Short-term secured funding to complete a purchase before longer-term finance is in place.
£50k – £5m
Long-term secured lending on premises you trade from or premises you let out.
£100k – £10m
Repay as a fixed percentage of your daily card takings rather than a fixed monthly amount.
£5k – £300k
Going direct to your own bank looks simpler. Here is what it actually costs you.
We know which lenders say yes to your sector and your numbers, so you are not applying blind to six of them at once.
We use soft searches to shortlist. Only the lender you choose runs a hard search, so you avoid a cluster of footprints.
Headline rate is rarely the whole cost. We compare arrangement fees, early settlement terms and security on a like-for-like basis.
The person who takes your first call is the person who calls you back eighteen months later when you need to restructure.
Four working days on a straightforward case. Longer where property or valuations are involved.
A short call. What the money is for, roughly what the numbers look like, and when you need it by.
We take it to the lenders most likely to fund it, using soft searches so nothing lands on your credit file.
You get terms in writing, we walk you through what they actually mean, and the funds land in your account.
Real facilities, real timelines, used with the client's permission.
Two years of accounts and a signed lease, but three high street banks had already declined on sector risk alone.
Read the case
Refinanced assets they already owned to fund the replacement fleet without touching the overdraft.
Read the case
Paying contractors weekly while clients paid monthly. Growth was making the gap worse, not better.
Read the caseThey told me on the first call that one of the options I was asking about was wrong for us. That is not what I expected from a broker, and it is exactly why we stayed.
Funds landed nine days after the first phone call. Our bank had been sitting on the same application for six weeks.
The part that mattered was afterwards. When we needed to restructure eighteen months in, the same person picked up the phone.
If yours is not here, ask us directly and we will answer it straight.
Everyone worries about the profit line. In practice, underwriters spend most of their time somewhere else entirely.
Read moreTwo facilities at the same advertised rate can differ by thousands. Here is where the difference hides.
Read moreIf your funding gap grows every time you win work, a loan treats the symptom and invoice finance treats the cause.
Read moreOne short conversation, no fee and no obligation. You get a straight answer either way.