Business loans
Unsecured term funding for established businesses. Fixed monthly repayments and no charge over property.
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Commercial mortgages
Long-term secured lending on premises you trade from or premises you let out.
Owner-occupier or investment. Terms up to twenty-five years, on fixed or variable rates, typically up to 75% loan to value.
Owner-occupier versus investment
If you trade from the building, lenders assess your business. If you let it, they assess the rent and the tenant. The two routes have quite different criteria and quite different rates.
The honest downside
Slowest product on this page. Valuation and legals mean six to twelve weeks is normal. Do not start one against a hard deadline.
Other products
Invoice finance
Release the cash tied up in unpaid invoices, usually within 24 hours of raising them.
Read the detailAsset finance
Spread the cost of vehicles, plant and machinery over the working life of the asset instead of paying up front.
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